SWGA Farm Credit Declares Patronage Distribution

Press Release by Issuing Company

Thursday, February 2nd, 2012

The Board of Directors of Southwest Georgia Farm Credit, ACA, announced today that the agricultural lending institution plans to distribute of all of its 2011 earnings, and will revolve its 2003 allocated surplus. In all, the Association is expected to return more than $4.6 million in total distributions.

Over the past two decades, Southwest Georgia Farm Credit has returned more than $90 million to its customers-owners.

Southwest Georgia Farm Credit makes loans for agriculture, ag-related businesses and rural real estate. The Association also finances home purchases and offers refinancing to homeowners.

“In good times and in bad, farmers and farm businesses throughout Southwest Georgia rely on this Association to be a source of dependable credit and provide a competitive interest rate,” said Bobby J. Brooks, Chairman of the Board of Directors. “We’re pleased that our year-end results allow us to return a considerable amount of money to the regional agricultural community.”

“What’s important to our customers, and those who live and work in Southwest Georgia, is that this money continues to build a stronger economic environment for the rural communities we serve,” said Richard S. Monson, President, Southwest Georgia Farm Credit.

Headquartered in Bainbridge, Georgia, Southwest Georgia Farm Credit (www.SWGAFarmCredit.com) helps maintain and improve the quality of life in rural America and on the farm, through its constant commitment to competitive lending and expert financial services.

Southwest Georgia Farm Credit